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FDCPA LAWS

fdcpa complaint

Fair Debt Collection Practices Act (FDCPA)
Utah Debt Collection

Debt Collection Abuse And Harrassment
Post Bankruptcy Collection
Illegal Student Loan Collection Practices
Illegal Garnishments
Dental Collection Abuse
Medical Collection Abuse


In any of the above listed cases, there are rules and laws that collection agencies and creditors must abide by.
Read the FDCPA guidelines for all the details.
It includes information on how collectors should conduct or represent themselves, debt collector letters you may be receiving, times of day that you can be contacted, information that should not be given to friends and relatives, phone communication rules, and much more. It's an invaluable resource.
Different loan programs such as student loans, as well as the rules governing wage garnishments can all be very tricky. Having a consumer rights attorney that knows these laws can greatly assist in determining if your rights have been violated.
In any situation, try to keep close track of your records. Keep a log of any calls, contact times, and threats. Identify the name of the collector, and the name of the company he/she is with.

These links can give you some more information on debt collection practices.

Dealing With Collection Agencies
FDCPA Rights Article
Tips And Links For Dealing With Debt Collectors

If you are not sure of where to begin, then please don't hesitate to ask. Utah Consumer Lawyers are here to help you get answers, and get relief from debt collection. Utah State Consumer Protection Laws are in place for a reason, and we are here to uphold those laws for you, the consumer.

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Contact Information

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  • RONALD ADY, PLLC.
    8 E. Broadway, Ste. 725
    Salt Lake City, Utah, 84111
    Phone - 801-530-3122
    Email - consumerutah@gmail.com

    Free Annual Credit Report


    You can order your free annual credit report online at annualcreditreport.com or by calling 1-877-322-8228
    You can also complete the Annual Credit Report Request Form and mail it to:
    Annual Credit Report Request Service
    P.O. Box 105281
    Atlanta, GA 30348-5281

    When you order, you need to provide your name, address, SSN, and date of birth. To verify your identity, you may need to provide some information that only you would know, like the amount of your monthly mortgage payment.